Berea Office
302 Richmond Rd. PO Box 428
Berea, Kentucky 40403
Phone: (859) 986-1056
Richmond Office
1060 Center Dr. PO Box 743
Richmond, Kentucky 40475
Phone: (859) 626-5252
A liability policy with high limits. Provides coverage for losses above the liability coverage limits of an underlying policy or policies such as homeowners and auto insurance. Coverages are often broader than those underlying policies and vary from insurance company to insurance company. Unlike the underlying policies a deductible, or retention, is usually applied to a loss before a loss payment.
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