Berea Office
302 Richmond Rd. PO Box 428
Berea, Kentucky 40403
Phone: (859) 986-1056
Richmond Office
1060 Center Dr. PO Box 743
Richmond, Kentucky 40475
Phone: (859) 626-5252
The overflow of the natural boundaries of a body of water or the unusual and rapid accumulation of surface water runoff. Most insurance policies exclude coverage for flood but coverage can be secured by a separate flood policy. River Flood is the result of rising river and tributary levels and; Flash Flood is caused by a sudden and heavy downpour upstream of the flood zone, the resulting wall of water can move very quickly. Tidal, or Coastal Flooding is caused by surges of wind driven water.
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