Berea Office

302 Richmond Rd. PO Box 428
Berea, Kentucky 40403
Phone:  (859) 986-1056

Richmond Office

1060 Center Dr. PO Box 743
Richmond, Kentucky 40475
Phone:  (859) 626-5252

Insurance-to-Value

Insurance-to-Value (Glossary Word)

An amount approximating the actual replacement cost of insured property. Frequently applied to real property; various methods are used to determine replacement cost which is usually the benchmark for Insurance-To-Value.


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