Our Blog

Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.

• Gear Up for Fun: It's National Bike Month!
• Conquer Your First Home: 10 Key Steps to Homeownership
• Making Every Day Earth Day: How Businesses Can Make a Difference
• Getting Ready for the Waves: A Guide to De-Winterizing Your Boat
• Ready, Set, RV: A Guide to De-Winterizing Your RV
• Pedal Safe: Essential Tips for Ensuring Bike Safety for Children
• How to Avoid Mileage Fraud When Buying a Used Car
• Top Spring Landscaping Tips to Get Your Yard Ready for the Season
• The Importance of Filters in Home Appliances: When to Clean or Replace Them
• Protecting Your Home: Steps to Prevent Spring Flooding
• What to do if the hood of your car pops open when driving?
• Love & Health
• Benefits of AI for Small Business
• Stay Safe and Protected This Winter
• Just For Fun - Weird Winter Celebrations World-Wide
• Winterizing Your Skin
• Tips for Cold Weather Workouts
• Staying Healthy in the Winter
• Listen Up! How to Prevent Hearing Loss
• Holidays at the Office: To Party or Not to Party
• Contractor or Full-Time Employee?
• Vision Basics: Preventative Measures to Promote Eye Health
• Holiday Superfood Roundup
• What to Insulate for Winter Weather
• When to Fire: Signs that it's time to let an employee go
• Growing Freely: Promoting screen-free healthy development
• Closing Down the Summer Cabin
• Statistics on Driving and Drivers
• How to Get a Business Loan in 2023: 8 Essential Steps
• Side Business Insurance: Protect Your Business
• Simple Ways to Extend the Life of Your Vehicle
• A Hardening Insurance Market: Latest Trends and Development
• Easy and Healthy School Lunch Ideas
• Summer and Fall Skin Remedies
• All About OSHA
• Gun Safety at Home
• RV Insurance Basics
• Backcountry Treatments
• Local and Seasonal Foods
• Business Success by the Numbers
• Preventing a Dreaded Sewer Backup
• Going for the Greens
• Safer Sunscreens
• Business: Hiring Seasonal Workers
• The Benefits of Electric Vehicles
• Personal Umbrella Policy Basics
• Tips for Saving Gas, and Money, This Summer
• Tracking Business Expenses
• Healthy Summer Grilling
• Happy Campers: Tips for Successful Outdoor Adventures
• How to Survive Family Road Trips: Tips for a Smooth Ride with Kids
• What Kentucky Business Owners Should Know
• Home Business Insurance Basics
• Navigating Car Rentals
• Smooth Sailing: Boat Insurance
• Join other small businesses in supporting local sports teams, non-profits, and fundraisers.
• Protecting Your Business from Employee Lawsuits
• Technically Sound: Spring Cleaning Devices for a Fresh Start
• Manage Personal Automobile Insurance Costs
• Securing the Future: Car Seat Basics
• All about Bonds
• Are you Addicted to your Phone?
• A New Lease on Life: Life Insurance
• Invisible Dangers in the Home
• When the Boss is Away: How to keep your business running smoothly in your absence
• How an Annual Health Screening Might Save Your Life
• Keeping the Resolve in your Resolutions
• Roadside Emergency 101: What to do if your car breaks down
• Better Sleep for a Better New Year
• All in the Family: Building memories one tradition at a time
• Season of Giving: The business of holiday bonuses
• Medium Sized Business Insurance Basics
• Brain Health & Aging
• Job Hunting 101
• Get Yourself Winter Ready in No Time
• Business: Redefining Management Protocols in the Modern Workplace
• To Finance or Not to Finance: Is an auto loan the right choice?
• The Desk Dilemma: How to Stay Fit While Working
• Is Your Home Insurance Up to Date?
• Business: Creating a Mentally Fit Remote Workforce
• Health Insurance with an Empty Nest
• Tight on Time: Time management tips
• Watch the Road! The Dangers of Distracted Driving
• Keep Your Castle Protected
• Kids Off To College? New Risks
• Home Pool Safety
• Home: Exterior Upkeep for Lasting Value and Longevity
• Defuse Those Electrical Fires
• Credit Card Fraud Prevention: Keep Yourself and Your Business Safe
• Summertime Safety: Keeping kids safe around water
• Staying Cool During the Summer Months
• First Aid Kit Planning 101
• Recruiting the Best: Finding and securing your next employee of the month
• Behind the Wheel: Aging drivers, safety, and when it's time to take the keys
• Frugal Fun: Vacationing on a budget
• Avoiding Remodeling Mishaps
• How to Avoid a Corporate Lawsuit
• Creating Outdoor Living Spaces
• Back to Work: Considerations for re-opening the office
• The Teenage Summer Job Search: What parents need to know and how to help
• Spring Clean Like a Pro: Tips and Tricks of the Trade
• RV Ready: Spring maintenance for summer fun
• All About Drought
• Small Business Advice from Big-Time Executives
• Spring Tune-Ups for Summer Adventuring
• Seasonal Allergies: What's causing them and how to find relief
• Directors and Officers Insurance
• Flood Preparation and Flood Insurance
• Business Travel Insurance for Peace of Mind
• Telehealth: Is it here to stay?
• Travel-Ready: 10 Things To Consider When Buying an Automobile
• Business: How to Create a Flexible Hybrid Workplace Model
• Travel Insurance 101
• The Five Year Equity Rule and Other Smart Moves for new Homeowners
• Tips for Staying Warm on a Budget
• Four New Year's Resolutions for you Business
• The Most Common Holiday-Related Insurance Claims
• What in the Hay is an HOA? All About Homeowners Associations
• Common Myths about Workers' Compensation
• Weather Insurance Break-Down
• Insurance Glossary: A Look at Common Industry Terminology
• Creating Your Own Emergency Supply Kit
• Homeowner's Insurance, Part 2: Contents Coverage
• Homeowner's Insurance, Part 1: Back to Basics
• Top 5 Business Insurance Myths and Truths
• Insurance Fun Facts
• Tips for Saving on Business Insurance
• Helping Children Choose a Career Path
• Cutting Back on the Vampire Energy Suckers
• Business: Eight Steps for Effective Downsizing
• Life Insurance: Why Do I Need It?
• Flood Insurance: What you should know
• Pet Care 101: Tips for Hot Weather Handling
• New Technology and Auto Repair
• Business Insurance: Does Your Company Need a Compliance Officer?
• Protecting Your Property from Theft
• Avoiding the Educational Summer Slide
• Summer Building Project: Fencing
• Avoiding Summer Heat-Related Illnesses
• All About Agua: Water Safety for Homeowners
• The Family-Mobile: Choosing the Right Vehicle for Your Household
• Water Conservation 101
• Business: Is Remote Working Here to Stay?
• Recreational Vehicle and Camper Safety
• 10 Steps for Spring Cleaning Your Garage
• How to Handle Water Damage in the Home
• Commercial Umbrella Basics: Part II
• Small-Business Work Safety Checklist
• The Small Biz Decisions: To Incorporate or Not
• Car Trade-In Tips
• Baby on Board: Finance Tips for Growing Families
• Dryer Vent Safety
• Career Planning
• Inspecting and Maintaining Home Utilities
• How to Protect Yourself as a Renter
• Commercial Umbrella Insurance 101
• How our dramatically different process helps you buy less insurance
• Safety Tips: Buying and Selling Online
• Cyber Security Insurance
• Contractors: How to avoid large audits
• Business: Promoting Additional Training for Employees
• Virtual Communication 101
• Auto Service Industry
• Got the Winter Blues? Get Outside! (Even if it is Cold)
• Business: How to Help Employees Through Tough Times
• New Year, New You: Getting back on track after 2020
• Tips for spending and saving during hard times
• Training New Employees
• Tips for Successful College Visits
• Tires 101: Everything You Need to Know to Stay Safe on the Road
• Comprehensive and Collision Coverage
• Uninsured/Underinsured Motorist Coverage
• Virtual Schooling Tips
• How to Buy a Used Car 101
• Ten Tips For Safe Holidays With Your Family (and COVID)
• The COVID Meltdown: How to Cope with Pandemic-Related Stress
• Home Work: Productivity Tips for the Virtual Workplace
• Business: Outsourcing vs. Hiring
• Caring for Elderly Family Members
• Happy Halloween: Stay Safe and Decorate
• Safety for your Second Home
• All About Warranties
• Life Insurance 101: The Basics
• Re-evaluating Your Business Insurance
• Social Media Safety
• Childproofing 101: Tips for a Baby-Safe House
• Preparing for an Emergency (Like a Pandemic)
• Home Innovations: Technology for Smarter Living
• Business Tips: Social Distancing for Companies that Engage with the Public
• Back to School (or not): Keeping Kids Healthy During COVID-19
• Vacations and Business
• Keeping your Cool in the Summer
• A Day at The Beach
• Top 10 Risks Related to Summer Driving
• Ready to Sell Your Small Business? Here Are Some Tips to Prepare
• 10 Tips to Prep for Boat Season
• The pros & cons of selling your home on your own
• How To Have A Social Distance Summer (And Still Have Fun)
• Family Flying: Tips for surviving a plane trip with young kids
• Tips for Watering Summer Gardens
• Maintaining Business Vehicles
• Reopening After the Shutdown Checklist
• Coronavirus Q&A
• Social Distancing Fix-Ups
• Top Reminders for Teen Drivers
• Top 5 Tax Saving Tips for Small Business
• The Hidden Costs of Connected Cars
• COVID-19 (Coronavirus)
• Wedding Season Tips
• Protecting Your Home From Pet Damage
• Power Strip Safety
• Creating a Comfortable and Functional Work Environment
• How to Handle a Flat Tire (Almost) Like a Pro
• At Home: Keeping Appliances in Check
• Tips for Achieving and Maintaining Good Credit
• Snow, Ice, and Roofs
• Corporate Responsibility
• 10 Tips for Driving in a Snowstorm
• Which Policy is Best for Your Business
• Tips for Outdoor Lighting
• End of the Year Insurance Checklist
• Insurance Policies for Home, Recreation, Travel & More
• All About Artisan Contractors
• Top 10 Tips to Make Sure Your Car is Winter Ready
• Homeowner Safety: Before You Dig...
• Bon Appetit: Holiday Food Safety
• Business Owners Policy
• Winter Homeowner Safety
• Car Recalls: Everything You Need to Know
• Fall ATV Safety
• Retirement Preparation for a Stress Free Post-Work Life
• The Hows and Whys of Business Plans: Save Yourself Time and Energy
• Top Ten Tips for Storing and Insuring your Stuff
• Renters Rights and Insurance, How to Protect Yourself in Any Situation
• Safety tips for trampolines and other high-risk backyard fun
• How do You Insure a Restaurant or Food Service Business?
• Insurance Coverage for Outbuildings
• Car Seat installation Tips and Inspections
• Insurance for Seasonal Homes
• Car Tire Safety
• Motorcycle Insurance & Safety
• What to know about having a board of directors for your business
• Wearing a Helmet
• Driving Safety: Tips & Tricks for Securing Cargo
• Pool Safety: Taking Care of Your Pool
• Tree Care for Homeowners
• Boating Safety Checklist
• What is Inland Marine Insurance?
• Safe Driving Tips, Part 2: All About Focus
• Spring Homeowner Safety Checklist
• UTV and ATV Insurance
• Safe Driving Tips
• Spring into Spring Cleaning
• 3 Things to remember before you loan your car
• Types of Business Risks
• Teenage Drivers
• Lessons from Tech World Culture
• The Effects of Stress
• Home Sales: Quick fixes for a quick turnaround
• Finding the Work/Life Balance
• Can A Home Renovation Affect My Insurance?
• Check your Blood Pressure Month
• Launching a Business: How do you know you're ready?
• Protecting Your Privacy in the New Year
• Things That (Most Likely) Need to be Replaced in the New Year
• January is National Winter Sports TBI Awareness Month
• How to Survive Working From Home
• A Guide to the Ultimate Ski Trip
• Holiday Toy Safety
• Six Steps to Taming Your Cold or Flu
• Prepping for Winter Business Safety
• Winter Home Preparation
• Holiday Season Travel Tips
• National Healthy Skin Month
• Clients are Everything: Ways to Create Loyalty
• How to survive a home remodel
• Packing up for summer: How to wrap up the season
• Top 7 Sensational Destinations for Fall Travel
• Quick Checklists for Preparing Your Car, RV or Boat for Winter
• Small Business Boosts for Employers
• Back to School Health Tips for Kids & Parents
• September is Healthy Aging Month
• Back-to-School Basics for College: How to Prepare
• Creating a Vision Board for your Business
• Tips for Creating Great Outdoor Living Spaces
• Eat your Fruits and Veggies
• 8 Tips for Essential Water Safety
• Navigating Vacation Policies for Small Business Owners
• Sunscreen Essentials for 2018
• Tips for a Safe and Sensational Barbecue
• Your Next Great American Vacation
• Five Steps to Enjoying the Outdoors (Forest Bathing) Anywhere
• A Guide to Summer Camp Preparedness
• The Unconventional Workplace
• Concerns About Teen Vaping
• Seeing is Believing: May is Healthy Vision Month
• Swimming Pool Season
• Charitable Giving: A Win-Win for Your Businesses
• Tips for Planning a Successful Summer for Kids
• Healthy Eating: The Dirty Dozen and the Clean 15
• How to Choose the Right Doctor
• Wildlife & Car Collisions
• How to be Road-Trip Ready
• Your Yard & Garden Spring To-Do List
• Annual Employee Reviews
• Kids & Concussion-Prone Sports
• Ways to Stress Less
• Car Talk: How to Best Maintain your Vehicle
• Traits of a Successful Manager
• Teen Dating & Relationships
• Winter Workplace Safety
• Winter Sports Safety
• 6 Health, Food & Fitness Trends for 2018
• National Radon Action Month
• Internships 101 for the Small Business Owner
• Top 10 Health & Happiness Apps for Your New Year
• Tips for a Hassle-Free Move
• Winter and Insurance
• Gifting Money
• The Small Business Owners' Holiday Survival Guide
• Black Friday Shopping Tips
• Food Allergy Awareness
• November is National Sleep Comfort Month
• Ordinance or Law Coverage?
• What is an umbrella policy and do I need one?
• Spooky Season: Halloween Safety Tips
• Fall Proofing: Preventing Falls Inside and Outside of the Home
• Domestic Violence Awareness Month
• When to Outsource
• Preventing Assignment of Benefits Fraud for Home and Business
• Top Issues for Small Business Owners
• Safety for Student Drivers
• Theft Prevention Technology
• Preventing Heat-Related Illnesses
• Top 10 Back to School Tips
• Making the Most of Summer Harvest
• The Opioid Crisis: What You Need to Know
• Have Work, Will Travel
• Summer Motorsports Safety
• Smartphone Apps Designed to Make the Most of your Summer
• The Countdown to College
• Ready to Buy that Summer Boat?
• Hiring for the Summer
• Alzheimer's Awareness Month
• Jobs of the Future: How the Job Market is Evolving
• Should your Child get a Summer Job?
• Springtime is Allergy Time: How to Treat and Prevent Seasonal Allergies
• Get Moving this May: National Physical Fitness and Sports Month
• Choosing the Right Automobile
• Strange Business Matters
• Earth Day 2017: 7 Ways to Green-Up Your Life
• April is Sexual Assault Awareness Month
• 10 Tips for Prepping the Home & Garden for Summer
• How to Run a Family Business Without the Family Drama
• Pet Health News Updates
• Baby on Board: Driving with Kids
• What is a Catastrophe?
• Heart Health: What's New & What Works
• Top 10 Mistakes Made by Small Businesses
• Marriage and Money
• Top 10 Ways to Keep a Great Employee
• Preventing Sports-Related Brain Injuries
• Winter Pet Safety
• Cyber Loss & Cyber Insurance
• Six Steps to Insulating your Home
• Protecting Your Hearing in a Digital World
• Does your Mental Health Change with the Seasons? You Might Have SAD
• Workplace Gift Guide
• World AIDS Day 2016
• Top 6 Tips for Business Success from Top Entrepreneurs
• Stay Fit: How to Not Gain 10 Pounds over the Holidays
• Up in the Air: Holiday Airplane Travel Tips
• How does having a baby affect insurance
• Debt Management: Tips for keeping debt at bay
• Tips for Transitioning after a Promotion
• Brighten your Smile for Dental Hygiene Month
• 10 Tips for Scoring that Promotion
• Understanding Chronic Pain
• Insurance Needs for Home Additions and Renovations
• Insurance for Empty Nesters
• 10 Ways to Plan for a Carefree Retirement
• Health and Safety at Work
• Get Away: Insuring Your Vacation Home
• 6 Things To Do Before Getting a Family Dog
• How to Let Employees Go Legally
• 10 Tips for Conducting Performance Reviews
• Kentucky Recreational Vehicles and Insurance: What you Need to Know
• Wedding Safety Checklist
• Sewer Backups, Causes & Coverage
• Summertime Safety: Top Five Summer Health Hazards
• When the Boss Goes on Vacation
• 10 Things to Know About the Zika Virus
• Motorcycle Insurance Basics
• Making the Leap: When to Start Your Own Business
• Get your Boat Water-Ready for Summer
• May is Melanoma Detection Month
• Wearable Tracking Devices: Do They Really Work?
• Spring Cleaning Your Business Finances
• 6 Tips to "Spring Cleaning" Your Personal Finances
• Child Abuse Prevention Month: Be A Part of the Solution
• 7 Tips for a safe and fun Road Trip
• Personal Annual Review Wizard
• All About Water
• 7 Tips to Keep Your Vision Healthy
• Does my business in Kentucky need flood insurance?
• Gun Safety at Home
• Pets & Emergency Preparedness
• Celebrate American Heart Month 2016
• Emergency and Disaster Preparedness for the Businesses in Kentucky
• Is Your Household Disaster Ready?
• 5 Cyber Safety Tips for Kids
• Top 10 Ways to Stick to Your New Year's Resolutions
• The Downside of Digital Addiction
• Snow Shoveling Safety
• 7 Tips for Buying Safe Gifts
• Holidays at the Office - Making it Fun
• Holidays at the Office
• How to Survive the Holidays
• Holiday Food Safety
• November is American Diabetes Month
• Weird Insurance
• Storm Warnings: Did a storm trash your roof or damage your house?
• Scheduled Personal Property - What Else Should I Insure?
• Back to School with Allergies in Tow
• Smart Summer Hosting
• Summer Mishaps
• Dangerous Driving Habits
• Spring Safety
• Spring Break Safety Tips 2015
• Employee Retention Techniques
• Tips for Creating a Healthy Business Environment
• Winter Weather Alert-preventing roof collapses due to snow loads
• Christmas Tree Safety for Families in Kentucky
• Sleep and Health
• Online Safety for Kids and Teenagers
• Back to School Safety
• Tips for Travel Trailer Safety
• The Bouncy Castle Conundrum
• Everybody Has an Opinion: Staying Afloat in the Age of Online Reviews
• Cyber Security: Is Your Business Safe?
• Immunization Myths and Facts
• Insidious Indoor Air Pollution: Is your Kentucky home safe?
• Are We There Yet? Driving with Kids
• Better Your Kentucky Business in 2014: Smart Business Resolutions
• 'Tis the Season...for Accidents: Preventing Holiday Home Mishaps
• Asbestos: The Hidden Health Hazard
• Spooky Houses: Oops! I Bought a Haunted House in Kentucky!
• Back to School & Insurance
• Contractor Caution: Smart Tips to Avoid Getting Burned
• Umbrella Insurance for Kentucky Residents. Added Protection Where You Need It
• Summer Safety for Kids
• Burnishing Your Business: Spring Cleaning at Work
• Incentives for Employee Health
• New Year, New Resolutions, New Insurance Rates
• Holiday Party Hullabaloos: Are You Prepared?
• Insurance We Don't Think of as Insurance
• Back to School and Behind the Wheel: Driving Tips for Kentucky Teens
• Insurance Rates and the Law of Large Numbers: Making Sense of the Math
• So You Think You Know About Business Insurance? Take This Quiz.
• Back to School Insurance: Keeping College-Bound Kids Covered
• Umbrella Insurance Explained
• Home Improvement Projects: Are You Properly Insured?
• Robotic Cars: A 21st Century Reality
• Common Summer Mishaps
• Unusual Work-Related Insurance Policies and Claims
• Insurance Policy Exclusions
• Summer Driving and Car Insurance
• Keeping the Flames at Bay: Protecting Your Home from Forest Fires
• Car Insurance Costs: The Role of Vehicle Safety and Performance
• Have Laptop, Will Travel: Keeping Data Secure
• Dangerous Breeds: Will Your Pet Affect Your Premium?
• The Evolution of Insurance: From Fire Marks to Fire Insurance Pools
• Making Sure Kentucky Home Improvement Contractors are Properly Insured
• The Weird World of Insurance: A Policy That Covers What?
• In Honor of Earth Day: Green Your Life, Update Your Kentucky Insurance Policy
• April Showers and Other Spring Hazards
• Protecting Your Privacy on the Web
• Cloud Computing: Revolutionary or Just Plain Risky?
• Strange Claims and Curious Coverage: The Weird World of Insurance
• Top 10 Most Expensive Cars to Insure
• Quirky Workplace Lawsuits
• Home Health: Tips for Making Your Shelter Healthy
• Securing the Right Password
• Cozy and Safe: A Winterized Home
• Thunderstorm Safety Tips
• Outdoor Work Safety, The Biggest On-Site Risks
• Tips You Can Use: Higher Deductibles - Are They Worth It?
• Potential Coverage Gap from Domestic Employees' Owned Autos
• Environmental Liability and Your Business
• Insurance for Food Service Businesses
• The Weather is Changing, And So Is the Time: Safety Tips for October
• What to do after a car accident
• What you need to do after a homeowner loss
• Avoid Phone Conversations and Texting Behind the Wheel
• Are there any disasters my property insurance won't cover?
• What should I know about Risk Management?
• Understanding the Need for Long Term Care Insurance
• Protecting Your Family From Carbon Monoxide Poisoning
• Does Your Business Need Business Interruption Insurance?
• Disability Insurance Basics
• Inland Marine Insurance Basics
• Ocean Marine Insurance Basics
• Professional Liability Insurance Basics
• Employment Practices, Risk and Management
• Business Emergency Planning
• Winter Driving Tips
• Wireless (Wi Fi) Security in the Home
• Managing Homeowner Premium Costs
• Small Business Insurance Basics
• Boat Insurance Basics
• Fujita Scale
• Hurricane Property Preparation Checklist
• Hurricane/Flood Disaster Supply Kit
• Hurricane/Flood Property Preparation Checklist
• Personal Evacuation Plan
• Computer Password Security
• Home Inventory Suggestions
• Home Inventory Suggestions, Part I
• Hurricane Evacuation Plan
• Hurricane Safety - Before and After
• Product Safety - Infants and Children
• Protecting Yourself from Identity Theft
• Tornado Safety
• Vacation Home Protection
• Vehicle Oil Change Considerations