Richmond Office

1060 Center Dr. PO Box 743
Richmond, Kentucky 40475
Phone:  (859) 626-5252

Our Blog

Wed, Nov 15th, 2023

Holidays have a bad rap when it comes to the fattening, unhealthy foods that generally accompany them, not to mention the extra boozing and grazing that occurs at many of the seasonal parties. But not all holiday foods can be blamed for packing on the pounds. Some elements of our traditional holiday feast even have "superfood" qualities.
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Wed, Nov 8th, 2023

With colder temperatures and snow on the horizon for those located in the northern part of the country, this is the time of year to batten down the hatches as they say. In doing so, one of the most important factors to check is your insulation. Proper insulation not only keeps the cold out, but it also keeps the energy bills down.
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Wed, Nov 1st, 2023

In many cases, the reasons for letting someone go are quite obvious and difficult for employers to ignore. This includes things that can be measured, like a decline in performance made clear by shrinking sales numbers and frequent absences. Then there are the ones that are witnessed or reported from other workers, such as poor team dynamics and low overall morale.
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Wed, Oct 18th, 2023

Once upon a time, kids roamed free, going from yard to yard, playing with the neighborhood kids, organizing their own games, and coming back at dinnertime totally wiped out. Today, between screen time, school, organized lessons and sports, homework and a parental fear of letting children out of sight, this kind of free play has mostly gone out the window. What's gone out with it is a whole spectrum of growth and development opportunities, from communication skills and physical health to innovation and creativity, which all play big roles in shaping our children for a positive future.
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Wed, Oct 11th, 2023

Aside from school starting, September still feels a lot like summer in many regions, with sunny days and a break from the August heat. But once October hits, fall sinks in; the leaves start changing with the colder weather.
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Wed, Oct 11th, 2023

Are teens really the worst drivers out there? Is texting the main reason for car accidents, or is it driving under the influence? Here are some interesting statistics about life on the road.
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Wed, Sep 27th, 2023

Whether you're looking to expand operations, launch a new product, or overcome a temporary financial challenge, having access to capital is essential. While different lenders have particular standards and regulations, there are some basic steps business owners can take to improve their chances of scoring a loan.
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Wed, Sep 20th, 2023

Business is a great way to supplement your income, pursue your passions, or build a foundation for a future full-time venture. However, it's important to be aware of the risks involved before you take the plunge.
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Wed, Sep 20th, 2023

A little bit goes a long way, and an ounce of prevention is worth a pound of cure. These are common sayings that certainly pertain to auto maintenance. For most people, their automobile is likely one of their biggest investments and also one of the things they depend on most. Here are some easy things you can do to extend the life of your vehicle and minimize future repairs.
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Mon, Sep 18th, 2023

One of the promises we make to you as our customer is to keep you updated on market conditions that affect you, inform you of key trends that are shaping the insurance market for 2024, and explore strategies to navigate these uncharted waters. It is no secret the insurance industry is constantly changing. 2023 has ushered in a particularly turbulent period. The insurance industry hasn't experienced such a drastic change in over 20 years. If it hasn't affected you yet, it will. We must look closer at the latest trends and developments shaping the insurance market to help you better prepare for what is happening. Many factors, including a record number of natural disasters, economic fluctuations, regulatory shifts, and a dramatic increase in the cost of reinsurance for companies, have created a challenging landscape for insurers and policyholders alike.

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